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Mortgage affordability calculator:     Enter Data Here: Monthly Income Monthly Debts Down Payment 3 5 10 20 % Funds available for home purchase Taxes and Insurance Annual Property Tax 0.50 0.55 0.60 0.65 0.70 0.75 0.80 0.85 0.90 0.95 1.00 1.05 1.10 1.15 1.20 1.25 1.30 1.35 1.40 1.45 1.50 % Annual Hazard Insurance 0.20 0.25 0.30 0.35 0.40 0.45 0.50 % Loan Conditions Annual Interest Rate 2.000 2.125 2.250 2.375 2.500 2.625 2.750 2.875 3.000 3.125 3.250 3.375 3.500 3.625 3.750 3.875 4.000 4.125 4.250 4.375 4.500 4.625 4.750 4.875 5.000 5.125 5.250 5.375 5.500 5.625 5.750 5.875 6.000 6.125 6.250 6.375 6.500 6.625 6.750 6.875 7.000 7.125 7.250 7.375 7.500 7.625 7.750 7.875 8.000 8.125 8.250 8.375 8.500 8.625 8.750 8.875 9.000 9.125 9.250 9.375 9.500 9.625 9.750 9.875 10.000 10.125 10.250 10.375 10.500 10.625 10.750 10.875 11.000 11.125 11.250 11.375 11.500 11.625 11.750 11.875 12.000 % Loan Term 10 15 20 30 40 years     Your Estimated Results   Description Low Estimate... High Estimate... Maximum Mortgage Amount Down Payment Property Sales Price Closing Costs Down Payment & Closing Costs Funds Surplus / Shortage (-) Monthly Loan Payment Monthly Property Tax Monthly Hazard Insurance Monthly PMI Insurance Monthly Housing Expense